The question appears to come up pretty often, where do I find my credit score? It seems like it’d be pretty simple but there are actually many places where it’s possible to get access to your scores. The thing is some places are a lot better than others. Here we’ll talk about where you should and shouldn’t order your credit scores from.

The Best Method

The 1st place I would like to suggest going to is the AnnualCreditReport site. Here’s where you can get free copies of your credit reports once every year. I know, you asked where I can find my credit score, not my reports. Actually it is possible to get them here too but it will cost a few bucks. As you view your credit reports from each of the bureaus you are given an option to order your scores as well. Each company sells them for 7 or 8 bucks while you’re logged into this website. This is the cheapest way I’ve found to get your scores and reports.

Not So Good

Another place I have used when I needed to find my credit score was MyFico and the three credit bureaus. MyFico, Experian, TransUnion, and Equifax all sell your reports and scores. They’re often bundled together and cost between 14 and 17 bucks each. If you plan to use this technique shop around because at various times they might have different deals going on. While not the least expensive strategy these are trusted companies that will not fool about with your credit card information. I have also used them when I had already used up my once per year view from the site in the 1st example.

I’d Avoid This Strategy

I think just about everybody’s seen commercials for free credit history offers. I have heard some bad stories and I personally would not utilise a service like this to find my credit report. Almost all these free offers will require your credit card number, which does not sound terribly free. Essentially they supply you access to your reports for a testing period. After the period expires they charge your card for extended access or credit monitoring services. It can be really difficult to make them stop charging your card and some are outright scams, you have been warned

These are the most common ways to get your credit scores. I’d strongly recommend using one of the first 2 techniques. When I need to find my credit score I like to ensure that I am ordering them from a credible source.

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