$5,000 Secured Credit Card
You can’t improve your credit score without good current payment information. Getting rid of older bad items on your credit reports will help but you also need good current reports. How exactly can you do this? Who has given you credit these days? Next Millenium (NM) is. Get a $5,000 secured credit card. never a credit check. They will verify your age, SSN, and residence. They will verify this information through a third party. Your credit report will never be considered in connection with your application.
Click Here to get your Next Millennium Card!
Next Millenium will approve your application if you meet the basic requirements listed below.
Use this card to build your credit score. Just make sure you always make your payment on time, always! A good payment history on your account will allow you to request a credit line increase at any time with an additional deposit.
These credit cards have a credit limit of $300.00 to $5,000.00 for each card. You will determine your credit limit by the amount you deposit in your collateral savings at New Millennium Bank. The Mastercard credit limit will equal the balance in your collateral savings. The minimum deposit is $300, max is $5,000.00 per card. You will be sent your confirmation and savings account materials after they receive your online application and processing fee.
Check out YourPoorCredit.com for ideas on repairing your bad credit scores!
Your credit history will NOT be checked. Your approval will be based on verifying the information you supply to us regarding your age (at least 18, 19 in NE), social security number and residence. Your approval is also based on your agreement to open an FDIC insured savings account (minimum $300 — maximum $5,000 per card) with the bank. This is your cash, but you pledge it as security to repay all of the credit extended by Next Millenium.
To apply for a credit card, please submit the application with your processing fee. After your processing fee is paid, Next Millenium will confirm receipt and will send you the documents you need to open the insured savings account(s) that will secure payment of the credit card(s). You will need to complete those documents and return them with your deposit. After receiving those documents, and the funds for the deposit, the bank will verify your age, social security number and residence. After that information is verified, your credit card will be sent to you. If they are unable to verify this information, they will refund your savings account and double your processing fee.
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